Bought a Ford, Vauxhall, or BMW? Here’s Why You Could Be Owed £700+ Per Car
Everywhere you look in the UK, there's a familiar sight: Fords, Vauxhalls, Volkswagens, BMWs. These aren't just popular cars - millions were financed through dealers from 2007 to 2024.
The FCA now says almost half of these finance agreements were mis-sold. If you bought a Ford Fiesta, Vauxhall Corsa, BMW 3 Series or similar, you might be owed compensation - possibly hundreds of pounds for each car you financed.
Why The Most Popular Cars Are Caught In The Scandal
If you're wondering how we got here, the numbers speak for themselves. Fourteen million finance agreements were possibly mis-sold from 2007-2024. That means:
• Ford Fiesta: Hundreds of thousands financed during this time
• Vauxhall Corsa: Second best-seller for many years - another 100,000+ potential claims
• VW Golf: Consistently in the top 10. Another massive pool of potential claimants
It's not exotic or rare cars - it's the cars we all rely on, meaning millions of drivers could be owed money.
Hidden Dealer Commissions Inflated Your Interest Rate
But it wasn't about the car brand. The problem was how the finance was arranged:
• Dealers secretly increased interest rates
• Higher rates boosted dealer commissions, hidden from customers
• This practice was widespread across both budget and premium brands
• Your finance deal for a Ford Fiesta or a BMW 5 Series likely had the same unfair structure
Behind your monthly payments could be money that should have been yours.
Multiple Brands. One Problem. Millions Affected.
Top UK dealer groups sold many of these cars and arranged millions of finance deals with similar commission schemes:
• Arnold Clark: Ford, BMW, Mercedes - millions of finance agreements,
• Evans Halshaw: Ford, Vauxhall, Nissan - thousands of contracts monthly
• Sytner Group: BMW, Audi, Mercedes - high-value finance agreements
• Vertu Motors: Mixed brands - volume and premium with nationwide coverage
Whether you bought from a premium showroom or a local dealer, this issue was everywhere.
Your First Car Could Be Worth £700 - Even If You Sold It
First-time buyers often paid higher interest rates, unknowingly boosting dealer commissions.
• Typical first cars: Ford Fiesta, Vauxhall Corsa, Nissan Micra, VW Polo
• Average payout: £700 is the average compensation per affected finance agreement
• Multiple cars? Multiple claims. Four financed cars could mean over £2,800
Even if you think you've moved on from the deal, your old car finance could still be worth money.
The Scandal Cuts Across All Buyers - Even Families & Premium
First-time buyers often paid higher interest rates, unknowingly boosting dealer commissions.
• Typical first cars: Ford Fiesta, Vauxhall Corsa, Nissan Micra, VW Polo
• Average payout: £700 is the average compensation per affected finance agreement
• Multiple cars? Multiple claims. Four financed cars could mean over £2,800
Even if you think you've moved on from the deal, your old car finance could still be worth money.
How Brand Loyalty Could Mean More Money Back
Did you buy multiple cars from Ford or the VAG group? Each finance deal could be a separate claim, adding up to £1000s in compensation.
• Example: Four Ford agreements across the years = potential £2,800 compensation
You know the names. Trusted brands like Ford, Vauxhall, BMW, Volkswagen, Nissan - they were all caught up in the scandal. And the more popular cars you financed, the more compensation you could claim.
You Probably Didn't Notice - Mis-selling Was Hidden And Systematic
Remember - it didn't just happen to you. Dealers and salespeople were trained to close the deal, not explain the fine print.
• Everything looked normal at the time
• Dealers were friendly, finance paperwork seemed standard
• The hidden commissions were buried inside interest rates
• Millions paid inflated rates without knowing it
But the FCA's investigation exposed the truth behind the scenes - what you couldn't see, but paid for - and now it's time to get paid back.
The Big Names Behind Your Car Finance
• Black Horse (Lloyds): Financed Fords, Vauxhalls, Nissans and many more
• Volkswagen Financial Services: VW, Audi, SEAT, ŠKODA
• BMW Financial Services: BMW and Mini
• Santander: Finance for multiple brands across dealer networks
If you financed through one or more of these lenders, you could be owed money.
Don't Worry - Our Free Check Finds The Details For You
• Black Horse (Lloyds): Financed Fords, Vauxhalls, Nissans and many more
• Volkswagen Financial Services: VW, Audi, SEAT, ŠKODA
• BMW Financial Services: BMW and Mini
• Santander: Finance for multiple brands across dealer networks
If you financed through one or more of these lenders, you could be owed money.
Real People, Real Stories - How Sarah's Four Cars Could Mean Thousands Back
• 2008: Ford Ka (9.9% APR)
• 2012: Vauxhall Corsa (8.9% APR)
• 2016: VW Golf (7.9% APR)
• 2020: Nissan Qashqai (6.9% APR)
Her four finance agreements could each have hidden commissions - potentially worth £2,800 in total compensation
£700 Per Car Adds Up Fast - Here's What That Could Look Like
Let's see how how the money looks when you add up two or more car deals since 2007:
• One car financed = £700 potential compensation
• Two cars = £1,400Four cars or more = £2,800+
• Family fleet with multiple drivers? Combine your claims for £1000s back
The more finance agreements, the bigger your claim could be.
Take Action Now - The Priority Window Closes Soon
Let's see how how the money looks when you add up two or more car deals since 2007:
• Over 500,000 people have already checked their eligibility
• Early checks give priority when compensation payments start in 2026
• No paperwork, no cost, no obligation
• Fast, easy, and on a No Win, No Fee basis
Don't miss your chance to claim back what's yours.
